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NPS Calculator - National Pension System

Calculate your NPS corpus, tax-free lumpsum, and monthly pension at retirement.

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About This Tool

The National Pension System (NPS) is a voluntary retirement savings scheme in India. The NPS Calculator helps you estimate your retirement corpus, the tax-free lumpsum amount, and your expected monthly pension.

How to Use?

  1. Enter your monthly investment amount.
  2. Enter your current age.
  3. Set the expected return rate (default 10%).
  4. Set the annuity purchase percentage (min 40%).

Benefits

  • Plan your retirement income securely.
  • Understand the split between lumpsum and annuity.
  • Optimize your Section 80CCD(1B) tax savings.

Frequently Asked Questions (FAQs)

You must use at least 40% of your maturity corpus to purchase an annuity (pension plan) when you turn 60.
Yes, the 60% lumpsum withdrawal at the age of 60 is completely tax-free.