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SIP Return Calculator

Calculate Systematic Investment Plan (SIP) mutual fund returns.

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About This Tool

A Systematic Investment Plan (SIP) allows you to invest a fixed amount regularly in mutual funds. Our SIP Return Calculator helps you estimate the future value of your investments based on expected annual returns and compounding over your chosen tenure.

How to Use?

  1. Enter your monthly investment amount.
  2. Input the expected rate of return (e.g., 12%).
  3. Set the investment duration in years.
  4. Click calculate to see your total invested amount, estimated returns, and total maturity value.

Benefits

  • Helps in financial planning for long-term goals.
  • Shows the power of compounding.
  • Completely free and accurate based on Indian market standards.

Frequently Asked Questions (FAQs)

Historically, equity mutual funds in India have delivered average annual returns between 10% to 15% over the long term (10+ years).
No, SIPs are subject to capital gains tax. Equity funds held for more than a year attract Long Term Capital Gains (LTCG) tax of 12.5% on gains exceeding ?1.25 Lakhs (as per new rules).